Innovating Works
ALTFI-01-2017
ALTFI-01-2017: Improving access by innovative SMEs to alternative forms of finance
Specific Challenge:Sources of finance for innovative SMEs should be as diverse as possible in order to cater for their varying needs at different stages of the firm life-cycle and the innovation process. However, more needs to be done to improve such SMEs' access to alternative forms of finance[1] such as peer-to-peer lending, venture debt and convertible loans, equity finance provided by crowdfunding or business angels, and factoring and trade finance. In particular, there is a need to:
Sólo fondo perdido 3M €
Europeo
Esta convocatoria está cerrada Esta línea ya está cerrada por lo que no puedes aplicar. Cerró el pasado día 07-09-2017.
Por suerte, hemos conseguido la lista de proyectos financiados!
Presentación: Consorcio Consorcio: Esta ayuda está diseñada para aplicar a ella en formato consorcio.
Número mínimo de participantes.
Esta ayuda financia Proyectos: Objetivo del proyecto:

Specific Challenge:Sources of finance for innovative SMEs should be as diverse as possible in order to cater for their varying needs at different stages of the firm life-cycle and the innovation process. However, more needs to be done to improve such SMEs' access to alternative forms of finance[1] such as peer-to-peer lending, venture debt and convertible loans, equity finance provided by crowdfunding or business angels, and factoring and trade finance. In particular, there is a need to:

Sensitise and improve capacity of financial suppliers such as National Promotional Institutions [2], Banks and enablers, such as National Central Banks, national innovation agencies providing finance about the potential of alternative finance.

Facilitate the exchange of best practices amongst Member States and Associated Countries about regulatory and other measures aiming to make it easier for innovative SMEs to diversify their sources of finance.

Make it easier for niche and specialist providers of alternative finance to market themselves to innovative SMEs seeking such forms of finance.

Develop ways of matching such SMEs to... ver más

Specific Challenge:Sources of finance for innovative SMEs should be as diverse as possible in order to cater for their varying needs at different stages of the firm life-cycle and the innovation process. However, more needs to be done to improve such SMEs' access to alternative forms of finance[1] such as peer-to-peer lending, venture debt and convertible loans, equity finance provided by crowdfunding or business angels, and factoring and trade finance. In particular, there is a need to:

Sensitise and improve capacity of financial suppliers such as National Promotional Institutions [2], Banks and enablers, such as National Central Banks, national innovation agencies providing finance about the potential of alternative finance.

Facilitate the exchange of best practices amongst Member States and Associated Countries about regulatory and other measures aiming to make it easier for innovative SMEs to diversify their sources of finance.

Make it easier for niche and specialist providers of alternative finance to market themselves to innovative SMEs seeking such forms of finance.

Develop ways of matching such SMEs to alternative finance schemes and their providers.In particular, developing information architectures across the European Union taking into consideration the potential of technology innovation in finance.

Improve the availability of financial and credit information about innovative SMEs to alternative lenders and investors.

Improve innovative SMEs' awareness and understanding [3] of the types of alternative finance available according to their circumstances and development phase.


Scope:Proposals should take account of a) the diverse levels of development of the provision of information on access by innovative SMEs to alternative sources of finance across the Member States and Associated Countries; b) target countries where the potential for improvement is highest; c) harness the potential of innovative financial technology; d) take account of best practices with a view to their eventual replication. They should:

Develop a capacity-building strategy and consequent implementation plan that makes use of techniques (tailored for both women and men) such as awareness raising campaigns, coaching, mentoring, workshops, courses, training materials (in particular through social media) as well as knowledge transfer of best practices.

Validate the implementation plan by stakeholders including innovative SMEs, alternative finance providers and public authorities.

Execute the implementation plan.

Review the impact of the implementation plan and possibly adapt the scheme in the light of experience.

The approach taken must complement and build on existing initiatives in this area at EU, national and regional levels, working with them where possible. The proposals must also address how to ensure the continuity of the action beyond the implementation period of the call. Proposers must have and must demonstrate deep knowledge of the issues around access to risk finance by innovative SMEs, have proven experience in this field, and significant experience of capacity-building.

The selected proposal should contribute to the Pilot European Innovation Council [4].

The project duration should be a maximum period of 24 months.

The Commission expects to fund between 1 and 3 proposals.


Expected Impact: Increased use of alternative forms of finance by innovative SMEs.

Emergence and growth of alternative finance options available to innovative SMEs in Member States and Associated Countries where such options are less available or developed at present.

More cooperation between different suppliers of finance in order to crowd in existing EU, national and regional financing structures targeting innovative SMEs.

Replication in Member States and Associated Countries of successful approaches to encouraging the take-up of alternative finance by innovative SMEs.


Cross-cutting Priorities:Open Innovation


[1]Action Plan on Building a Capital Markets Union - COM(2015) 468 final, Brussels, 30.9.2015.

[2]http://www.eif.org/what_we_do/equity/NPI/index.htm

[3]Leveraging on and improving the capacity of information intermediaries such as NCPs and EEN nodes

[4]https://ec.europa.eu/research/eic/index.cfm

ver menos

Temáticas Obligatorias del proyecto: Temática principal:

Características del consorcio

Ámbito Europeo : La ayuda es de ámbito europeo, puede aplicar a esta linea cualquier empresa que forme parte de la Comunidad Europea.
Tipo y tamaño de organizaciones: El diseño de consorcio necesario para la tramitación de esta ayuda necesita de:

Características del Proyecto

Requisitos de diseño: Duración:
Requisitos técnicos: Specific Challenge:Sources of finance for innovative SMEs should be as diverse as possible in order to cater for their varying needs at different stages of the firm life-cycle and the innovation process. However, more needs to be done to improve such SMEs' access to alternative forms of finance[1] such as peer-to-peer lending, venture debt and convertible loans, equity finance provided by crowdfunding or business angels, and factoring and trade finance. In particular, there is a need to: Specific Challenge:Sources of finance for innovative SMEs should be as diverse as possible in order to cater for their varying needs at different stages of the firm life-cycle and the innovation process. However, more needs to be done to improve such SMEs' access to alternative forms of finance[1] such as peer-to-peer lending, venture debt and convertible loans, equity finance provided by crowdfunding or business angels, and factoring and trade finance. In particular, there is a need to:
¿Quieres ejemplos? Puedes consultar aquí los últimos proyectos conocidos financiados por esta línea, sus tecnologías, sus presupuestos y sus compañías.
Capítulos financiables: Los capítulos de gastos financiables para esta línea son:
Personnel costs.
Los costes de personal subvencionables cubren las horas de trabajo efectivo de las personas directamente dedicadas a la ejecución de la acción. Los propietarios de pequeñas y medianas empresas que no perciban salario y otras personas físicas que no perciban salario podrán imputar los costes de personal sobre la base de una escala de costes unitarios
Purchase costs.
Los otros costes directos se dividen en los siguientes apartados: Viajes, amortizaciones, equipamiento y otros bienes y servicios. Se financia la amortización de equipos, permitiendo incluir la amortización de equipos adquiridos antes del proyecto si se registra durante su ejecución. En el apartado de otros bienes y servicios se incluyen los diferentes bienes y servicios comprados por los beneficiarios a proveedores externos para poder llevar a cabo sus tareas
Subcontracting costs.
La subcontratación en ayudas europeas no debe tratarse del core de actividades de I+D del proyecto. El contratista debe ser seleccionado por el beneficiario de acuerdo con el principio de mejor relación calidad-precio bajo las condiciones de transparencia e igualdad (en ningún caso consistirá en solicitar menos de 3 ofertas). En el caso de entidades públicas, para la subcontratación se deberán de seguir las leyes que rijan en el país al que pertenezca el contratante
Amortizaciones.
Activos.
Otros Gastos.
Madurez tecnológica: La tramitación de esta ayuda requiere de un nivel tecnológico mínimo en el proyecto de TRL 5:. Los elementos básicos de la innovación son integrados de manera que la configuración final es similar a su aplicación final, es decir que está listo para ser usado en la simulación de un entorno real. Se mejoran los modelos tanto técnicos como económicos del diseño inicial, se ha identificado adicionalmente aspectos de seguridad, limitaciones ambiéntales y/o regulatorios entre otros. + info.
TRL esperado:

Características de la financiación

Intensidad de la ayuda: Sólo fondo perdido + info
Fondo perdido:
0% 25% 50% 75% 100%
Please read carefully all provisions below before the preparation of your application.
List of countries and applicable rules for funding: described in part A of the General Annexes of the General Work Programme.
Note also that a number of non-EU/non-Associated Countries that are not automatically eligible for funding have made specific provisions for making funding available for their participants in Horizon 2020 projects. See the information in the Online Manual.
 
Eligibility and admissibility conditions: described in part B and C of the General Annexes of the General Work Programme:
Proposal page limits and layout: Please refer to Part B of the standard proposal template.
 
Evaluation
3.1  Evaluation criteria and procedure, scoring and threshold: described in part H of the General Annexes of the General Work Programme.
3.2 Submission and evaluation process: Guide to the submission and evaluation process
      
Indicative timetable for evaluation and grant agreement:
Information on the outcome of single-stage evaluation: maximum 5 months from the deadline for submission.
Signature of grant agreements: maximum 8 months from the deadline for submission.
 
Provisions, proposal templates and evaluation forms for the type(s) of action(s) under this topic:
Coordination and Support Action:
Specific provisions and f...
Please read carefully all provisions below before the preparation of your application.
List of countries and applicable rules for funding: described in part A of the General Annexes of the General Work Programme.
Note also that a number of non-EU/non-Associated Countries that are not automatically eligible for funding have made specific provisions for making funding available for their participants in Horizon 2020 projects. See the information in the Online Manual.
 
Eligibility and admissibility conditions: described in part B and C of the General Annexes of the General Work Programme:
Proposal page limits and layout: Please refer to Part B of the standard proposal template.
 
Evaluation
3.1  Evaluation criteria and procedure, scoring and threshold: described in part H of the General Annexes of the General Work Programme.
3.2 Submission and evaluation process: Guide to the submission and evaluation process
      
Indicative timetable for evaluation and grant agreement:
Information on the outcome of single-stage evaluation: maximum 5 months from the deadline for submission.
Signature of grant agreements: maximum 8 months from the deadline for submission.
 
Provisions, proposal templates and evaluation forms for the type(s) of action(s) under this topic:
Coordination and Support Action:
Specific provisions and funding rates
Proposal templates are available after entering the submission tool below.
Standard evaluation form
H2020 General MGA -Multi-Beneficiary
Annotated Grant Agreement
 
Open access must be granted to all scientific publications resulting from Horizon 2020 actions, and proposals must refer to measures envisaged. Where relevant, proposals should also provide information on how the participants will manage the research data generated and/or collected during the project, such as details on what types of data the project will generate, whether and how this data will be exploited or made accessible for verification and re-use, and how it will be curated and preserved.
 
Additional documents:
H2020 Work Programme 2016-17: Access to risk finance
H2020 Work Programme 2016-17: General Annexes
Legal basis: Horizon 2020 - Regulation of Establishment
Legal basis: Euratom Horizon 2020 - Regulation of Establishment
Legal basis: Horizon 2020 Rules for Participation
Legal basis: Horizon 2020 Specific Programme
 
 
Garantías:
No exige Garantías
No existen condiciones financieras para el beneficiario.

Información adicional de la convocatoria

Efecto incentivador: Esta ayuda tiene efecto incentivador, por lo que el proyecto no puede haberse iniciado antes de la presentación de la solicitud de ayuda. + info.
Respuesta Organismo: Se calcula que aproximadamente, la respuesta del organismo una vez tramitada la ayuda es de:
Meses de respuesta:
Muy Competitiva:
No Competitiva Competitiva Muy Competitiva
El presupuesto total de la convocatoria asciende a
Presupuesto total de la convocatoria.
Minimis: Esta línea de financiación NO considera una “ayuda de minimis”. Puedes consultar la normativa aquí.

Otras ventajas

Sello PYME: Tramitar esta ayuda con éxito permite conseguir el sello de calidad de “sello pyme innovadora”. Que permite ciertas ventajas fiscales.
H2020-ALTFI-2017 Improving access by innovative SMEs to alternative forms of finance Specific Challenge:Sources of finance for innovative SMEs should be as diverse as possible in order to cater for their varying needs at diff...
Sin info.
ALTFI-01-2017 Improving access by innovative SMEs to alternative forms of finance
en consorcio: Specific Challenge:Sources of finance for innovative SMEs should be as diverse as possible in order to cater for their varying needs at diff...
Cerrada hace 7 años | Próxima convocatoria prevista para el mes de